Mumbai, 25 February 2026: The share price of the country’s largest public sector bank, State Bank of India (SBI), is showing mixed feelings this morning and afternoon. On the NSE, SBIN’s last traded price was recorded at ₹1,206.80 (down 1.35%), while trading on the BSE is also around ₹1,210.
Today’s day’s high was around ₹1,229 while the low stayed around ₹1,206. The previous day’s closing price was ₹1,223.30. Trading volumes were over 6 crore on NSE and around 20 lakh on BSE. The 52-week high was ₹1,234.70 (24 February 2026) and the low was ₹680. Market capitalization is around ₹11.14 lakh crore.
Behind today’s decline, the overall slowdown in the banking sector and profit booking can be seen, yet long-term investors are optimistic due to SBI’s strong fundamentals.
Discussion on SBI’s policy, funding and regional challenges
SBI has recently launched ‘CHAKRA’ – Centre of Excellence (CoE), which focuses on providing responsible and scalable finance for eight key sunrise sectors. This includes renewable energy, electric mobility, green hydrogen, semiconductors, data centres, decarbonisation, advanced cell chemistry and smart infrastructure.
The bank’s chairman C.S. Setty said that this CoE will focus on directing capital flow, strengthening risk assessment and developing innovative financing structures based on new business models. Launched in January-February 2026, this initiative will allow SBI to encourage next-generation sectors.
Besides, as per the new RBI rules, SBI can now fund up to 75% for domestic M&A (mergers and acquisitions). Discussions are underway with Japanese banks for this. SBI’s board will be presented with a proposal for a loan limit of ₹94,000 crore for this.
SBI is cautious about regional challenges. RBI’s Expected Credit Loss (ECL) norms will come into effect from April 2027, which could increase provisioning. Still, the bank’s asset quality is strong – Gross NPA fell to 1.57% in Q3FY26.
SBI is cautious about regional challenges. RBI’s Expected Credit Loss (ECL) norms will come into effect from April 2027, which could increase provisioning. Still, the bank’s asset quality is strong – Gross NPA fell to 1.57% in Q3FY26.
What do Dalal Street analysts and top brokerages say? SBI share target price
SBI has got a ‘Buy’ or ‘Outperform’ rating on Dalal Street. According to 38-45 analysts, the average 12-month target is ₹1,200.26 (high ₹1,424, low ₹1,025).
- Motilal Oswal: Buy, Target ₹1,300 (Post Q3 update, 13%+ upside).
- Prabhudas Liladhar: Buy, target ₹1,200
- ICICI Securities: Buy, target ₹1,150 (previous).
- MK Global, Devan Choksi: Buy, target ₹1,100-1,108.
According to analysts, SBI’s valuation is attractive due to strong loan growth (15.6% YoY), improved asset quality, and its leadership in the government banking sector. After Q3, SBI overtook TCS to become the fourth largest company in the country. There’s also a rally in the PSU bank index.
Some brokerages (Trendline, Investing.com) give an average target of ₹1,108-1,200, which shows a 1-2% downside from the current price, but long-term (2026-27) expectations are around ₹1,400+.
Conclusion:
Today’s dip might be temporary. SBI’s strong fundamentals, new CoE, M&A financing and government backing will keep it an attractive option for investors. Considering market volatility, do your own research and consult advisors before investing.
This news is based on various financial websites, NSE/BSE data and analyst reports. Stock market prices keep changing.
