Monday, Mar 02, 2026
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Home Loan Eligibility Calculator

Check how much home loan you are eligible for based on your income

₹ 10K ₹ 50 Lac
₹ 0 ₹ 5.0 Lac
30% 70%
1 30
0.5% 15%

Your Eligible Loan Amount

₹ 0
Max EMI you can pay ₹ 0
Monthly Income ₹ 0
Existing EMI ₹ 0

How eligibility is calculated

Banks typically allow up to 50–60% of your monthly income toward EMIs (FOIR). Your max EMI is (Income × FOIR%) minus existing EMI. The eligible loan amount is the loan for which the EMI equals this max EMI at the given rate and tenure.

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